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Why you should talk to grandparents about LPAs and Wills
- Posted
- AuthorLois Britchford
Okay, so this might not sound like the most exciting topic for your next chat with Granny over tea and biscuits, but hear me out. Talking to your grandparents (or parents) about Lasting Powers of Attorney (LPAs) and Wills could be one of the most important conversations you ever have.
Sure, it might feel a bit awkward at first, but helping your loved ones plan for the future is all about making sure they’re cared for in the way they want — and avoiding unnecessary stress down the line.
Here’s why it’s time to put the kettle on and discuss how Crombie Wilkinson can make the process simple!
What are LPAs and Wills? (and why should you care?)
- LPAs (Lasting Powers of Attorney): These allow someone to appoint a trusted person (like you or another family member) to make decisions for them if they’re unable to do so.
- Property and Financial Affairs LPA – Manages bills, bank accounts, and property.
- Health and Welfare LPA – Covers decisions like medical treatment and where they live.
- Wills: These ensure their money, possessions, and property go to the people (and causes) they care about most when they’re gone. Without a Will, UK law decides who gets what, and it might not be what your family member had in mind.
Why you should start the conversation
1. Life can be unpredictable
No one likes to think about it, but illnesses like dementia or sudden accidents can happen. Without an LPA, even simple things like managing bills or sorting out care could become a massive legal headache.
Having these documents in place is like having a safety net for when life throws a curveball.
2. Avoid family drama
We’ve all heard stories about families falling out over money, possessions, or care decisions. Having a Will and LPAs removes the guesswork and stops arguments before they happen. Your relative’s wishes become crystal clear, and everyone knows what they want!
3. It’s an act of love
Helping someone you care about sort their future plans isn’t just practical — it’s a way of showing how much you care. By bringing up LPAs and Wills, you’re helping to protect their wishes and giving them peace of mind. Plus, you’re showing that you’re there for them, no matter what.
4. It’s not just for ‘Old People’
These conversations aren’t just for people in their 80s. LPAs and Wills are for anyone who wants to make sure their future is sorted. By starting the conversation now, you’re helping your family to take control of their future while it’s still easy to do so!
How to start the conversation (without making it weird)
We get it — bringing up LPAs and Wills might feel a bit awkward at first. But it doesn’t have to be a doom-and-gloom conversation. Here’s how to make it easier:
- Pick a relaxed moment: Maybe it’s over Sunday lunch or during a quiet cup of tea. A casual setting can help keep the mood light.
- Ask questions: Start with something simple like, “Have you ever thought about who’d handle things if you couldn’t?” or “Do you know what you’d want to happen with your house or savings?”
- Share why it matters to you: Let them know you’re asking because you care. Say something like, “I just want to make sure everything’s as you’d like it to be.”
- Bring up Crombie Wilkinson: Mention that there are friendly experts who can help make it all really straightforward.
How Crombie Wilkinson can help
At Crombie Wilkinson, we’re all about making these conversations — and the paperwork that follows — as easy as possible. Our friendly experts will walk your family through every step, from understanding what’s needed to making sure everything is properly sorted. No legal jargon, no fuss – just clear advice tailored to your needs.
Ready to get started?
It’s never too early to help your family plan for the future. Once everything’s sorted, they’ll feel a huge sense of relief knowing their wishes are protected — and you’ll feel good knowing you’ve helped to make it happen.
So, next time you’re visiting Granny, bring up the idea of Wills and LPAs (and maybe a slice of cake for good measure). When she’s ready, get in touch with the Private Client team at Crombie Wilkinson, and we’ll take care of the rest.
Helping your loved ones plan for the future is one of the most thoughtful things you can do.